risk - a situation involving exposure to danger.
loan - a thing that is borrowed, especially a sum of money that is expected to be paid back with interest.
afford - have enough money to pay for.
wages - a fixed regular payment, typically paid on a daily or weekly basis, made by an employer to an employee, especially to a manual or unskilled worker.
profit - a financial gain, especially the difference between the amount earned and the amount spent in buying, operating, or producing something.
prosper - succeed in material terms; be financially successful.
savings - an economy of or reduction in money, time, or another resource.
scarce - (especially of food, money, or some other resource) insufficient for the demand.